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Tag: financial planning

21
Dec

Insurance…an absolute must-have to protect your family

If you had a money-tree in the back yard you’d sure as hell insure that, wouldn’t you? Well, you’re the money-tree so why NOT insure yourself?

15
Dec

5 Ways couples can handle the difficulty of estate planning

A NerdWallet survey has revealed that roughly 1 in 3 couples do not have any life insurance. Here are 5 things couples can do to be prepared for loss.

8
Dec

Insurance for Sex, Drugs and Rock’n’Roll

If rich rock’n’roll stars use risk insurance to protect themselves, then why don’t the rest of us mere mortals?

3
Dec

7 finance tips for a financially smart Christmas

Christmas is a wonderful time but it can be very busy and often a stressful time of the year and certainly an expensive time of the year for just about everyone. Here are 7 finance tips to help keep the expenses in check and to relieve the burden of carrying forward extra debt into the new year.

1
Oct

ANZ last of the big four banks to raise interest rates

ANZ Bank was the last big bank to raise interest under the guise of the regulator enforced capital adequacy requirements to make our banking system even stronger. Why does APRA want this extra strong capital reserves? In case there is another GFC-type event…fair call, I guess? The ANZ Bank decided to stay with the other big 3 and hike their rates

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1
Oct

Not all superannuation funds are created equal

The Murray report (authored by David Murray ex CBA CEO) has, among many things, found that Australians are paying double the fees of other western countries for their retirement funds. This amounts to costing us approximately $20 billion each year (that’s right, you heard this figure correctly) or an average of $1,100 each. This is an enormous amount of money

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1
Oct

Property investment should be simple

Every body has an opinion about money and especially about property investment. There is no other investment medium that seems to generate so many weird and wonderful ways to make money, or to invest other than property. Why? Well probably because property it’s at the heart of basic human survival characteristics being that of shelter…oh, and the fact that it

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1
Oct

Melbourne Cup and the RBA – Place your bets!

It’s widely accepted in financial circles that if the RBA cuts rates again on Melbourne Cup day, it will be a rate cut forced on it by the major banks. Recently when the first of the big banks, Westpac, increased rates by .20% the betting on the RBA to lower rates straight away went up to 40%. Now that the

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